Foundations of Tax Management explores the critical role of tax management and how thoughtful, year-round tax planning can be a key differentiator for advisors to help improve clients’ after-tax outcomes.

Learning Objectives:

• Identify the key sources of investment taxes and the different applicable tax rates.
• Discover how tax management enhances the value you provide as an advisor.
• Build a foundational framework for incorporating tax management into financial advice.

The Power of Tax Deferral explores the benefits of compounding growth on deferred taxation and the role tax-management can play in helping clients maximize after-tax wealth.

Learning Objectives:

• Define tax drag and tax alpha and the impact to clients’ portfolios over time.
• Evaluate different features of tax-loss harvesting and methodologies for implementation.
• Demonstrate the power of loss harvesting and the potential benefits to long-term, after-tax returns.

From Wealth to Legacy: Guiding Clients Through Tax-Smart Philanthropy provides advisors with tools to transform charitable intentions into powerful tax-planning opportunities.

Learning Objectives:

• Evaluate and select the optimal planned giving vehicle based on clients’ legacy goals, tax profile, timing and potential income needs.
• Compare the potential considerations for funding philanthropy with different assets.
• Understand how clients may be able to align charitable intent with desired financial planning outcomes.

Unlocking Tax Alpha with Direct Indexing readies advisors to harness direct indexing for tax-efficient portfolio management.

Learning Objectives:

• Combine tailored portfolio construction with tax management to capture ongoing market-driven opportunities for loss harvesting.
• Understand tax alpha and the benefits of portable losses to help defer and offset gains elsewhere within clients’ portfolios.
• Recognize the various applications of direct indexing and the ability to implement this customizable yet scalable solution.

Optimizing Fixed Income: Tax-Efficient Investment Strategies equips advisors to transform fixed income inefficiencies into after-tax alpha.

Learning Objectives:

• Compare tax efficiency across mutual funds, ETFs, and separately managed accounts, enabling advisors to choose the optimal vehicle for clients.
• Calculate tax-equivalent yield to quantify how to maximize after-tax income.
• Design and implement optimized portfolios with year-round loss harvesting to maximize yield and minimize tax drag.

Navigating Concentrated Wealth: Solutions for Strategic Diversification unpacks common behavioral biases, tax implications, and volatility concerns, and introduces a framework to drive concentration conversations forward.

Learning Objectives:

• Address behavioral and tax-driven obstacles by framing conversations in terms of concentration risk and opportunity cost.
• Leverage a framework to deploy both standalone and combined strategies for diversification.
• Align diversification strategies with clients’ desired financial planning outcomes.